Aref M. Bajwa
Personal Background
I was born in the United Kingdom in 1984. My family then lived in Cork, Ireland, and in the Saudi Aramco community in Dhahran, Saudi Arabia, before moving to St. Louis, Missouri, in 1992.
I earned my undergraduate degree from Indiana University in 2006 and my MBA from Northwestern University in 2014. My professional background includes financial advisory, investment banking, corporate finance, and financial operations. I am now based in Orange County, California, where I publish research and video through AREFMB.COM and TVAREF while continuing stroke rehabilitation.

Optional interactive backgroundExplore the geographic timelineOpen
1984 onward
Places where I lived and studied
This chronology is limited to residence and education. Professional roles remain on the Career Background page.
- 1984
United Kingdom
Born in the United Kingdom.
- Early childhood
Cork, Ireland
Lived in Cork.
- 1988–1992
Dhahran, Saudi Arabia
Lived in the Saudi Aramco community.
- 1992–2002
St. Louis, Missouri
Completed primary and secondary school in the St. Louis area and graduated from Parkway West High School in 2002.
- 2002–2006
Bloomington, Indiana
Attended Indiana University and earned a Bachelor of Science in Business with concentrations in Accounting and Finance.
- 2006–2014
Chicago, Illinois
Lived in Chicago. Earned an MBA from Northwestern University in 2014, with concentrations in Finance and Marketing.
- 2014–2017
Midtown Manhattan, New York
Lived in Midtown Manhattan.
- 2017–2018
St. Louis, Missouri
Returned to St. Louis for one year.
- 2018
Palo Alto, California
Moved to Palo Alto.
- 2019
Mountain View, California
Lived in Mountain View.
- 2021–present
Orange County, California
Moved to Orange County in 2021 and remain based there.
Current
Research, video, and rehabilitation
I publish research and analysis on finance, companies, presidential history, public opinion, and elections. TVAREF includes videos about history, sports, personal interests, and stroke rehabilitation.
The rehabilitation material is a first-person record and is not medical advice.